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Terms of Use

Ethics Policy

Contributors to The Balance are independent contractors who create and publish content on TheBalance.com and affiliated sites (the “Site”). Contributors are compensated in part based on the amount of content that they create and/or the page views of the Site containing the content they create. The Balance contractually requires that its contributors maintain high ethical standards and all legal requirements, including Federal Trade Commission (FTC) disclosure requirements. The contributors, and not The Balance, are responsible for their own compliance with these standards. These contributors and other writers provide advice and information that they intend to be not only practical but trustworthy. These contributors and other writers write and are responsible for their content, and this content is made available on The Balance “AS IS”. Your use of the Site is subject to the Terms of Use (including any disclaimers).

Terms of Use

Updated May 2, 2017
  1. Overview

    TheBalance.com and its affiliated sites (collectively, the “Site”) are Dotdash brands, owned and operated by About, Inc. and its affiliates (“The Balance”, the “Company”, “we”, or “us”). Access to and use of the Site is subject to these terms and conditions of use (“Terms of Use”).

    • “Site” or “The Balance” shall include any information or services made available by The Balance, regardless of the medium, and shall include, without limitation any affiliated websites, mobile applications, videos, products and applications we make available. We reserve the right at any time, and from time to time, to modify, suspend or discontinue (temporarily or permanently) the Site, or any part of the Site, with or without notice.
    • The Site is not intended for users under 13 years of age. If you are under 13, do not use the Site and do not provide us with any personal information.
    • We make no claims that the Site or any of its content is accessible or appropriate outside of the United States. Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.
  2. Disclaimer

    The Balance does not provide tax, investment, or financial services. The information available through the Site is provided solely for informational purposes on an “as is” basis at user’s sole risk. The information is not meant to be, and should not be construed as advice or used for investment purposes. The Balance makes no guarantees as to the accurateness, quality, or completeness of the information and The Balance shall not be responsible or liable for any errors, omissions, or inaccuracies in the information or for any user’s reliance on the information. User is solely responsible for verifying the information as being appropriate for user’s personal use, including without limitation, seeking the advice of a qualified professional regarding any specific financial questions a user may have. The Balance is not endorsed by or affiliated with FINRA or any other financial regulatory authority, agency, or association.

  3. Our Right to Modify These Terms of Use

    We reserve the right to change these Terms of Use at any time. You should check this page regularly. The changes will appear on the Site and will be effective when we post the changes. Your continued use of the Site means you agree to and accept the changes.

  4. Our Privacy Policy

    Our Privacy Policy contains further information about how data is collected, used and made available on or by our Site. We encourage you to read it, here.

  5. The Balance Intellectual Property

    Your Limited License to our Intellectual Property

    The materials used and displayed on the Site, including but not limited to text, software, photographs, graphics, illustrations and artwork, video, music and sound, and names, logos, trademarks and service marks, are the property of The Balance, About, Inc., or its affiliates or licensors and are protected by copyright, trademark and other laws. Any such content may be used solely for your personal, non-commercial use. You agree not to modify, reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material without the prior written permission of The Balance. The Balance grants you a personal, non-exclusive, non-transferable, revocable license to use the Site and any materials on the site for non-commercial purposes subject to these Terms of Use.